Looking for flood insurance in Colorado?

Flood is not covered by homeowners insurance

Homeowners insurance doesn’t cover flood damage — and in Colorado, every property is in a FEMA flood zone. Just a few inches of water can cause tens of thousands in damage, and most lenders require flood insurance in higher-risk areas.

Why Flood Insurance Matters

Regardless of which state you live in, flood insurance has to be purchased as a separate, stand-alone policy. Here’s some important aspects to consider about flood insurance:

  • Homeowners insurance does not cover floods
  • Lenders often require coverage in flood zones
  • 30-day waiting period applies to new policies
  • Denver storms and hurricanes make flood risk real for everyone

Floods don’t wait — and neither should you. Protect your home, your family, and your peace of mind with flood insurance built for Denver and Colorado living.

Get Started With Your Flood Insurance Quote

To get started, click below to get a life insurance quote. Either way we’ll make the process simple!

Flood Insurance