FAQs

The amount of coverage you need depends on your business operations, the potential environmental risks involved, and regulatory requirements. It's essential to assess your specific needs and consult with [...]

Environmental Liability Insurance does not typically cover intentional acts of pollution, known pre-existing conditions, or general liability claims unrelated to environmental incidents. For coverage of general business risks, a [...]

When selecting an E&O policy, consider the coverage limits, exclusions, deductibles, and the reputation of the insurance provider. It's crucial to choose a policy that aligns with the specific [...]

Yes, if you have a "claims-made" policy and maintain continuous coverage, you can be protected for claims made after the policy period for incidents that occurred during the policy [...]

While not always legally required, E&O insurance is often a contractual obligation. Many clients or regulatory bodies may require businesses to carry E&O insurance as a condition of their [...]

E&O insurance covers claims related to professional errors, omissions, and negligence, while General Liability Insurance covers claims of bodily injury, property damage, and advertising injury. Both types of insurance [...]

E&O insurance does not cover intentional wrongdoing, criminal acts, or fraudulent behavior. It also does not cover bodily injury or property damage claims, which are typically covered by General [...]

The cost is based on various factors, including the size of your business, the industry you operate in, and the amount of coverage you need. It's important to get [...]

Even small businesses can face large liability claims that exceed the limits of their primary insurance. Commercial Umbrella Insurance offers crucial extra protection, regardless of business size. [...]

Yes, the coverage limits and terms of Commercial Umbrella Insurance can be tailored to fit the unique risks and requirements of your business.